Built for
Investors
Who Move Fast.
Speed creates opportunity. Uccello Capital provides fast, reliable hard money financing & certainty of closing when it matters most.
5–10 Days
To Close
13.5%
Interest Rate
70%
Max LTV
1%
Origination Fee
Capital at the speed
of opportunity.
Faster Closings
Don't miss opportunities. Our 5–10 day closing timeline means you can move the moment a deal appears.
Asset-Based Approvals
No unnecessary red tape. We evaluate the deal and the property, not just your credit score.
Maximize Your Capital
Keep more cash free to grow your portfolio. Hard money lets you leverage more with less money down.
Fix & Flip.
New Construction.
We fund both.
Why Hard Money?
Hard money loans help investors leverage their purchases, close quickly, and keep more cash available for other opportunities. With faster approvals and flexible terms than traditional financing, they make real estate investing quicker and more accessible.
What does "Hard Money" mean?
A hard money loan is financing secured by a tangible asset, typically real estate. Unlike bank loans, it comes from private lenders, offering faster and more flexible funding. Perfect for fix-and-flip and new construction projects.
Fix & Flip or New Construction?
Yes! both. Whether you're renovating an existing property to resell at a profit, or building ground-up, we structure loans that fit your timeline and exit strategy. We're operators first, so we understand how deals actually work.
Straightforward terms.
No surprises.
We fund fix-and-flip and new construction projects with clear, transparent terms from day one. Know exactly what you're getting before you commit.
- Up to 100% of purchase price funded
- Up to 100% of rehab costs covered
- Interest-only payments during project
- First lien position — no seconds
- No hard credit pull on application
0%
Annual Interest Rate
Competitive hard money rate
0%
Max Loan-to-Value
Based on After Repair Value
0%
Origination Fee
Minimum $1,500
0 Days
Max Closing Speed
As fast as 5 days
How it works
From application to funding — fast, direct, and built for investors who can't afford to wait.
Submit Your Application
When you're ready to move forward, submit your loan application. No hard credit pull, your score won't be impacted while we evaluate your deal.
Start ApplicationWe Review Your Deal
We quickly evaluate your property, including its After Repair Value (ARV) for fix & flips or projected value for new construction, to determine if it meets our lending criteria.
Approval & Term Sheet
When approved, we gather the necessary documentation, send a Term Sheet for signatures, and keep the process moving to meet your closing date.
Close & Start Building
We deliver funds directly to the title company. From there, we stay engaged to help keep your project on track, whether it's a flip or a ground-up build.
Our trusted network
Beyond the loan, we connect you with partners who help you close the loop on every deal.
List your flip with Cassie.
After your project is remodeled and you're ready to cash in on your profits, make sure you maximize your return. List your flip with Cassie Uccello at Uccello Properties for expert marketing, strong negotiation, and the exposure your investment deserves. Your hard work got it finished, let Cassie help you get it SOLD.
Keep the property? River Mortgage has you covered.
If you plan on keeping the project after your remodel is done and you're ready to move on to the next investment, make sure you have the right financing lined up. Connect with River Mortgage for flexible loan options, including DSCR loans and other investor-friendly financing designed to keep your deals moving.
Becky Clarkson
beckyclarkson@riverhomemortgage.comEqual Housing Lender. River Mortgage, LLC. NMLS: 2682664
If you have a deal,
let's talk.
Fast closings. Straightforward terms. Real relationships. We're operators first, we understand how deals actually work.